You have saved your hard-earned money over a period of time, and something has come up that you would like to purchase. Instead of using your hard-earned savings, use your savings or available funds held in shares as security to get a loan with us.

Cash Secured Loan Calculator

JPS & Partners Credit Union reserves the right to amend the terms of our product offerings including changing the interest rate, repayment period, maximum loan amount and/or share requirement. Other conditions apply. Monthly payments are calculated using an amortization calculator based on information you input which must include: loan amount, interest rate, and repayment period in months.

  • Loan protection insurance – coverage up to $2M
  • Life savings insurance – coverage up to $1M
  • Competitive interest rates
  • Loan amount of up to 90% of savings balance
  • Up to 10 years to repay
  • Completed Loan Application Form
  • Copy of ID (Driver’s License, Voter’s ID, Passport)