Whether you are saving for your children’s education, your dream wedding, your vacation, your house deposit or saving for retirement, we got you covered with the U-Gain Savers Account. The U-Gain Savers account is for all your life goals.  

We have you covered with our U-Gain Savers Account.

  • You can save with us and be assured that your savings is secured and insured.*
  • Guaranteed interest rate for the duration of your plan.
  • In the event of death, prior to achieving your saving goal, the Credit Union will pay your total savings goal and insurance benefits. Your savings will then be paid over to your beneficiary.
  • In the event you become permanently disabled, the Credit Union will pay your total savings on your U-Gain Savings plan account, along with your insurance benefit, which will be equal to your savings goal.

*Bank deposits are insured up to J$600,000 by the Jamaica Deposit Insurance Corporation (JDIC) scheme.

  • Low initial deposit amount of $1,000 to get started.
  • Flexible deposits (savings) options via salary deduction, standing order or over the counter.
  • Two (2) contractual saving period options: twelve (12) months or twenty-four (24) months.
  • Must be between eighteen (18) and sixty-five (65) years of age.

The following documents are required:

    • Completed application form
    • Copy of ID (Driver’s License, Voter’s ID, Passport)